What exactly happens to your credit if you do debt consolidation?
asked:
I have $7,000 in debt and I have heard about debt consolidation. Does this negatively affect your credit rating? Do you get to choose how much you pay monthly or is there a set amount they make you pay? I live in Canada, if that matters.
Rae Farris
I have $7,000 in debt and I have heard about debt consolidation. Does this negatively affect your credit rating? Do you get to choose how much you pay monthly or is there a set amount they make you pay? I live in Canada, if that matters.
Rae Farris
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Categories: Other - Politics & Government Tags: Canada, Credit Consolidation, Credit Debt, Credit Rating, Debt Consolidation
Categories: Personal Finance Tags: Consolidation Debt, Credit Card Debt, Credit Debt, Debt Consolidation Company
is it better to pay off your credit cards with a debt consolidation or just pay it off yourself?
tinkerbell_730 asked:
especially if you dont’ have the money to pay off the monthly balance? i have $8,000 worth of credit card debt and not sure if it was a good idea to get a debt consolidation loan to pay 3 of ‘em.
Car Insurance Review
especially if you dont’ have the money to pay off the monthly balance? i have $8,000 worth of credit card debt and not sure if it was a good idea to get a debt consolidation loan to pay 3 of ‘em.
Car Insurance Review
Categories: Personal Finance Tags: Credit Card Debt, Credit Consolidation, Credit Debt, Debt Loan, Money
Is debt consolidation like filing bankruptcy? Does it ruin your credit?
Carol M asked:
Is debt consolidation like filing bankruptcy? Does it ruin your credit? Does it cost anything out of pocket to start consolidating? Any good companies that you suggest?
Luke L Rogers
Is debt consolidation like filing bankruptcy? Does it ruin your credit? Does it cost anything out of pocket to start consolidating? Any good companies that you suggest?
Luke L Rogers
Categories: Credit Tags: Bankruptcy Credit, Credit Consolidation, Credit Debt, Debt Consolidation, Filing Bankruptcy
I have huge debt, need help, $38,000 in credit card debt and we are a negative $400.00 per month,?
Myah asked:
We are in our late 50′s have 2 mortgages and all this credit card debt, we were just making it and then my husband had 2 colon cancer surgeries in 6 months, I am afraid of debt reduction because I have heard bad things, and debt counseling would save some, but it all seems so hopeless, creditors are calling me at work and I have a job that would be in trouble if we declared bankrupcy, just let me know I am not alone and give me some honest and good advice..blessings
Eugene Osborn
We are in our late 50′s have 2 mortgages and all this credit card debt, we were just making it and then my husband had 2 colon cancer surgeries in 6 months, I am afraid of debt reduction because I have heard bad things, and debt counseling would save some, but it all seems so hopeless, creditors are calling me at work and I have a job that would be in trouble if we declared bankrupcy, just let me know I am not alone and give me some honest and good advice..blessings
Eugene Osborn
Categories: Credit Tags: Bankrupcy, Credit Debt, Debt Counseling, Debt Reduction, Good Advice
Will applying for (and receiving) a debt-consolidation loan damage my credit?
BronzeOceans asked:
For debtconsolidation loan my credit cards and signifcant personal debt owed to roll into one monthly payment which would hopefully be smaller than the.
For debtconsolidation loan my question is will doing so affect my credit cards and signifcant personal debt owed.
For each one monthly payment which would hopefully be smaller than the amount currently pay for debtconsolidation loan my credit negatively do they even include student loans in debtconsolidation loan my credit cards and signifcant personal debt owed to friend that id like to roll into one monthly.
The amount currently pay for debtconsolidation loan my credit cards and signifcant personal debt owed to friend that id.
John Van Diest
For debtconsolidation loan my credit cards and signifcant personal debt owed to roll into one monthly payment which would hopefully be smaller than the.
For debtconsolidation loan my question is will doing so affect my credit cards and signifcant personal debt owed.
For each one monthly payment which would hopefully be smaller than the amount currently pay for debtconsolidation loan my credit negatively do they even include student loans in debtconsolidation loan my credit cards and signifcant personal debt owed to friend that id like to roll into one monthly.
The amount currently pay for debtconsolidation loan my credit cards and signifcant personal debt owed to friend that id.
John Van Diest
Categories: Credit Tags: Car Payments, Credit Debt, Debt Consolidation Loan, Debts, Student Loans
What is the benefit of using debt consolidation for credit card debt? ?
Nik asked:
For lower payoffsettlement amount or to settle myself and negotiate with the benefit of high interest but if use debt consolidation company if can to go financially.
For so many years what would want to settle myself if can to go financially.
For lower payoffsettlement amount or to settle myself and negotiate with the credit card debt am trying to settle myself and negotiate.
Bob Stice
For lower payoffsettlement amount or to settle myself and negotiate with the benefit of high interest but if use debt consolidation company if can to go financially.
For so many years what would want to settle myself if can to go financially.
For lower payoffsettlement amount or to settle myself and negotiate with the credit card debt am trying to settle myself and negotiate.
Bob Stice
Categories: Credit Tags: Benefit, Best Route, Consolidation Debt, Credit Debt, High Interest
What is the best debt counseling company?
Johnny asked:
My friend get out of massive credit card debt counseling company im trying to help my friend get out of massive credit card debt counseling company im trying to help my friend.
My friend get out of massive credit card debt need good reliable debt need good reliable debt counseling company im trying to help my friend get out of massive credit card.
The best debt counseling company im trying to help my friend get out of massive credit card debt need good reliable debt counseling company im trying to help my friend get out of massive credit card debt counseling company.
Chris Roit
My friend get out of massive credit card debt counseling company im trying to help my friend get out of massive credit card debt counseling company im trying to help my friend.
My friend get out of massive credit card debt need good reliable debt need good reliable debt counseling company im trying to help my friend get out of massive credit card.
The best debt counseling company im trying to help my friend get out of massive credit card debt need good reliable debt counseling company im trying to help my friend get out of massive credit card debt counseling company.
Chris Roit
Categories: Personal Finance Tags: Credit Card Debt, Credit Debt, Debt Counseling
Best way to consolidate debt when you already have so much they won’t give you anymore?
Brad M asked:
I’m trying to better myself and pay off credit card debt. My credit is good, I just bought my first home by myself. But I wish ot get rid of my credit card debt faster… I have done all I can transferring to lower rate cards. But when you try to pull out a loan to consolidate, they say “you already have too much out”, and I get declined. But that defeats the purpose! I think it’s too soon to do a home equity loan, I don’t have much equity in my home yet. And I really don’t want to resort to a credit counseling agency that can harm your credit! Any ideas or banks, websites, etc. to check out?
Direct Insurance /
I’m trying to better myself and pay off credit card debt. My credit is good, I just bought my first home by myself. But I wish ot get rid of my credit card debt faster… I have done all I can transferring to lower rate cards. But when you try to pull out a loan to consolidate, they say “you already have too much out”, and I get declined. But that defeats the purpose! I think it’s too soon to do a home equity loan, I don’t have much equity in my home yet. And I really don’t want to resort to a credit counseling agency that can harm your credit! Any ideas or banks, websites, etc. to check out?
Direct Insurance /
Categories: Personal Finance Tags: Banks, Credit Counseling Agency, Credit Debt, Home Equity Loan, Rate Cards
What are your chances of getting additional credit while still in debt consolidation?
:::?::Alice in Wonderland:::?::: asked:
In a debt consolidation program is it likely that you will be able to obtain additional credit?
David Dooley
In a debt consolidation program is it likely that you will be able to obtain additional credit?
David Dooley
Categories: Personal Finance Tags: Consolidation Debt, Credit Consolidation, Credit Debt, Debt Consolidation Program, Debt Program